Fha Attic Insulation Requirements

Existing 3 4 inches of insulation.

Fha attic insulation requirements.

The house must beek building code so this may be where the hang up is. Recommended insulation levels for retrofitting existing wood framed buildings. At a minimum the appraiser must enter head and shoulders into the attic. Add insulation to attic.

Nrca guidelines regarding attic ventilation nrca recommends designers provide at least 1 square foot of nfva for every 150 square feet of attic space 1 150 ventilation ratio measured at the attic floor level ceiling. A vapor barrier must be present on the warm side of insulation to prevent moisture problems. Home was built in 1984 but insulation was updated the roof can obviously be observed from the. Federal housing administration fha loans must meet safety.

Federal housing administration fha loans have requirements including minimum property standards which help protect lenders. This page was updated in january 2020 and to include the latest information on fha appraisal guidelines and requirements for 2020. Unless the attic is used as a habitable space attic insulation should be installed between the rafters of the attic floor rather than the attic ceiling. All appropriate approaches must be utilized when applicable.

Fha appraisers are required to observe the attic area. We are having an fha inspection on a home in ohio that has radiant barrier attic foil insulation in the rafters mixed blown in cellulose fiberglass on the bottom. Attic and crawl space inspection requirements. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report.

While federal and in some cases state guidelines for insulation levels are merely recommendations the local building code is the true authority over insulation requirements. General acceptance criteria property eligibility and non residential use of property. Inspection the attic must be examined whether access is by pull down stairway or scuttle. The appraiser is required to report what they see and if they reported that the home did not have insulation then the lender probably made this a requirement to get the loan.

Cost and income approach for value. Clarifying that fha requires an inspection. Ensuring that mixed use properties comply with zoning. No flooring just stud trusses.